Skip to a specific insurer by clicking one of the links below:

• Aegon Scottish Equitable
• Aviva
• Axa
• Bright Grey
• Bupa
• Friends Provident
• Legal & General
• Liverpool Victoria
• Prudential
• Royal Liver
• Scottish Provident
• Unum

Aegon Scottish Equitable

Aegon is one of the UK's leading providers of pensions, protection, investments and annuities.

Their history goes back to 1831 when Scottish Equitable was founded, giving over 175 years' experience in the UK market. In 1994, Scottish Equitable joined the AEGON Group, one of the world's largest listed insurance companies.

Scottish Equitable is now an integral part of AEGON's family of businesses in the UK, which cover life and pensions, asset management and advice. And share a common vision to build the best long-term savings and protection business in the UK.

Being part of AEGON is important, it means Scottish Equitable is financially strong and stable (rated AA by Standard & Poor's) and can draw on the knowledge and experience of colleagues around the world to benefit you locally.

Aviva

Aviva plc was launched on 1 July 2002 as the name change for CGNU plc. A world leader in financial services, the group has a 300 year pedigree. Aviva brings together 40 trading names and enables the company to harness the benefits of its size and international capabilities as the fifth largest insurer in the world.*

Through 2008 they moved several steps closer to their goal of a global brand. They already operate as Aviva in 21 markets and by June 2009, Norwich Union will have been renamed as Aviva. Hibernian in Ireland and Commercial Union in Poland move fully to the Aviva name in 2010.

Aviva is the world's fifth largest* insurance group and the largest insurance services provider in the UK.

Aviva plc is one of the leading providers of life and pension products in Europe and are actively growing their long-term savings businesses in Asia Pacific and the USA.

Aviva plc state their main activities are long-term savings, fund management and general insurance**.

Aviva plc has premium income and investment sales of £51.4 billion and £381 billion of funds under management**. Aviva have 54,000 employees serving over 50 million customers in 28 countries around the world.

* Based on gross worldwide premiums for the year ended 31 December 2008.
** Typically includes motor, household, creditor, health, commercial motor, commercial property and commercial liability insurance.

For the year ended 31 December 2008.

Axa Insurance

All over the world millions of individuals and businesses trust AXA to manage their financial assets and protect their property.

AXA has:

65m clients world wide (individuals and businesses) as at 31st December 2008;

Total assets under Management of £940.484bn as at 31/12/08;

(based on £981bn) - Exchange rate 31/12/08: EUR1 = £0.9587*

• AXA is the 15th largest company in the world, by revenue.
• AXA is the 7th largest company in Europe by revenue.
• AXA is the largest company in the 'Insurance: Life, Health (stock)' category by revenue

Source: Fortune Global 500 July 2008 (www.fortune.com)

AXA Sun Life plc:

is rated AA/Negative by Standard & Poors (Source: www.standardandpoors.com as at 23/02/2009)

is rated Aa3 Stable by Moody's (Source: www.moodys.com as at 23/02/09)

The AXA Protection Account is one of the most comprehensive menu-based protection propositions available in the UK for both personal and business use. From Life, Critical Illness and Income Protection cover, to ASU and Buildings and Contents insurance, the AXA Protection Account offers an extensive range of high quality covers in one flexible account.

The previous company performance is not a guide to how AXA will perform in the future.

Please note that AXA product provider companies have no automatic right of access to group assets.

Why AXA Protection Account?

The AXA Protection Account is one of the most comprehensive menu-based protection propositions available in the UK for both personal and business use.

From Life, Critical Illness and Income Protection cover, to ASU and Buildings and Contents insurance, the AXA Protection Account offers an extensive range of high quality covers in one flexible account.

Bright Grey

Bright Grey was set up by the Royal London Group in March 2003 to provide insurance plans that suit today's flexible lifestyles. Bright Grey launched with their Personal Protection Menu and in February 2008 introduced their Business Protection Menu, a bespoke proposition for the business market.

Bright Grey's parent, Royal London, is the largest mutual life and pensions company in the UK with funds of £32 billion under management. Royal London has been around since 1861 and has over 3.6 million customers and employs 2,900 people.*

Source: * Royal London Group, 31 March 2009. Standard & Poor's A- Stable outlook (Counterparty Credit Rating) June 2008 Moody's A2 July 2008

Bupa

BUPA is an international health and care company with bases on three continents and more than seven million customers.

As a provident association, BUPA does not have shareholders and reinvests its surpluses into improved health and care facilities such as medical equipment, the latest technology and buildings.

BUPA's protection term insurance cover is provided by BUPA Health Assurance Ltd. Health Insurance

BUPA's biggest and original business is health insurance in the UK, both for individuals and corporations that want to look after the health of their employees. More than half of the UK's top companies are BUPA customers.

Friends Provident

On 15 June 2009, Friends Provident Group plc became the new holding company for the Friends Provident group of companies.

Friends Provident Group plc is a UK-listed life and pensions company, originally founded in 1832 to alleviate the hardship of Quaker families facing misfortune. Friends Provident's strategy today is to operate in markets where it can deploy its award-winning strengths in technology and service to gain competitive advantage.

Since its demutualisation in 2001, the Company has developed strong offerings in pensions and protection to complement its historic With Profits business, and now prioritises international growth.

Friends Provident is fully committed to the principles of the Financial Services Authority initiative 'Treating Customers Fairly'.

Friends Provident distributes its products through intermediaries in the UK and around the world. Its key business lines in the UK are protection and corporate pensions.

Legal & General

Legal & General makes financial security easier to achieve for millions of people. To many retired people, the pension fund they have built up over the years is what they now depend on.

To people of working age, the savings they make into ISAs, unit trusts and pension funds are a vital source of reassurance today and financial security in the future.

At every stage of life, people seek financial security and protection for themselves, their loved ones and their possessions.

Through their range of general insurance and protection products L&G help protect the lives, the health, the homes and the belongings of millions of people.

Did you know?

The Legal & General Group, established in 1836, is one of the UK's leading financial services companies.

Over 6.5 million people rely on us for life assurance, pensions, investments and general insurance plans.

The Legal & General Group is responsible for investing £280 billion worldwide (as at 31 December 2008) on behalf of investors, policyholders and institutions.

Legal & General is one of the biggest providers of index-tracking investments in the UK, managing £175 billion as at 31 December 2008.

LV=

As the UK's largest friendly society* LV= want to help you make the best choices when it comes to your money. With a range of savings, investments and insurance products that are both good value and award-winning, thye feel they are bound to have something to interest you.

When they started in 1843 as Liverpool Victoria, their goal was to give financial security and peace of mind to more than just a privileged few. And today it's much the same.

As a mutual, LV= don't have to answer to external shareholders - so they can concentrate on looking after you.

(*Association of Friendly Societies Key Statistics 2008. Total Net assets).

From Liverpool Victoria to LV=

The new name recognises their heritage - the L and V representing Liverpool Victoria - while presenting us in a more modern and vibrant light. It's shorter and more memorable, and the equals sign (=) is shows that they are a society of 'equals' - they're owned by their members and have a 'one member, one vote' approach.

PruProtect

PruProtect is a young company with a huge passion for helping people lead a healthier lifestyle.

They have the backing of two huge names in the protection market - Prudential and Discovery (a market leading insurer in South Africa).

These two companies have a proven track record of success and innovation in the health insurance market with the award winning PruHealth.

Prudential's trusted reputation and Discovery's creative solutions and first class operations, means PruProtect can offer you both innovative products and great service and support.

Royal Liver

As a friendly society or a 'mutual', Royal Liver Assurance is not owned by shareholders but by their members - everyone that takes out a policy. This means their main aim is to operate for the benefit of their members and claim to be totally committed to putting their interests at the heart of everything they do.

Members have the opportunity to be involved in running Royal Liver Assurance through their Delegation - elected representatives of their membership.

This echoes their traditional values but today, Royal Liver look after around 3.5 million policies for almost two million members. They also have more than £3.7 billion pounds in funds and provide a range of financial services to people in the United Kingdom and the Republic of Ireland.

Scottish Provident

Scottish Provident is one of the leading providers of life, critical illness, income protection and unemployment cover. Recognised by the industry with many awards, Scottish Provident has a wealth of experience and expertise and a flexible product range to suit everyone.

And they have a track record you can trust: since 1996 they have consistently paid out on claims. In fact, they paid out over £114million in critical illness claims in 2008 alone*. And not only that, their products are award-winning - and have won more accolades than any other protection provider.

Scottish Provident feel that they bring innovation to the market, constantly reviewing and improving the products that they offer and always striving to listen to their customers' views.

* Source: Scottish Provident Claims Paid, Jan-Dec 2008.

As well as providing shared services across the Group, Resolution Management Services provides administration services to policyholders on behalf of the Resolution plc life companies and has the ability to offer cost effective, efficient policy administration services to companies that wish to exit or outsource the administration of life and pensions business.

Resolution Asset Management has around £57 billion assets under management for a combination of life company and third party investors. It provides pension fund management on a pooled and segregated basis and distributes a range of offshore products and onshore unit trusts mainly through intermediary channels. It has developed a unique joint venture investment boutique strategy, which bolsters its product range with differentiated offerings.

In total the group employs around 1,700 staff with a London Head Office and divisional offices in Wythall, Reading, Glasgow, Dublin and the Isle of Man.

Unum

Since 1970, companies in the United Kingdom have been relying on Unum for help protecting their most valuable assets - employees. Unum's income protection and critical illness policies help provide the financial support needed to protect workers and businesses from the impact of illness and injury. They also offer award-winning vocational rehabilitation services help ease the disruption to both businesses and employees by enabling them to return to full capacity as soon as they are able.

Unum UK division feel they are the clear market leader because of their practical and customer-focused approach to finding innovative solutions.